IJR i.e., International Journal of Research is a multi disciplinary journal for research and review papers publications. For publication, send papers to submit2ijr@gmail.com

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A cooperative bank is a monetary entity which is owned and operated by its group of individuals, who are the shareholder and the to-toe-to in their bank at the same time. Co-operative banks are generally set up through individuals of same geography or expert network or having a common interest. Co-operative banks commonly offer their individuals with an extensive bouquet of banking services and products (loans, deposits, banking money owed, etc.). They cater restrained bouquet of banking products and are experts in farming sector. They are the chief lenders to agricultural activities, MSEs and entrepreneurs. They feature on the idea of “no-proft no loss". Absolutely everyone Cooperative bank confined (ACBL) is the primary cooperative financial institution in the country based in Vadodara. The cooperative banking ecosystem in India is break up in daily following maximum critical 5 categories: “primarily urban Cooperative Banks, primarily Agricultural credit Societies, District crucial Co-operative Banks, country   Co-operative Banks and Land development Banks”.

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